Banks that have withstood throughout the years and decades are those which are strongly committed and centered on their main and very first objective. They wouldn’t have thrived the troublesome years if they were not straightforward with their policies and goals.
Liberty Savings Bank is one of the experienced thrift banks that have struggled and survived for more than a century. It hasn’t been all a bed of roses for Liberty Savings Bank but it has overcome and healed from the thorn pricks, that’s why now, Liberty Savings Bank, with its $1.8 billion worth, in 44 branches in Ohio, Florida, Colorado, and South Carolina, still continues to grow and provide superior customer service. Though it is somehow a small bank specializing in commercial and consumer loans and mortgage accounts, Liberty Savings Bank continues to adapt technological changes and advances, to enhance and improve its services and products.
Founded in 1889 by a group of concerned businessmen, it was established mainly to meet and help the home ownership demand in a rural area of Southwest Ohio. Once they pooled their funds, they set up the Lynchburg Building and Loan Association, and as more businessmen supported this rural bank, it then merged with Superior Loan and Building in 1960, creating the Highland Savings Association. In 1980, with its new branch in Wilmington, Ohio, it changed its name to Liberty Savings Association, and later changed it to Liberty Savings Bank, which is a Federal Savings Bank. With the support of its primary holding company, Liberty Capital Inc., it acquired the South Side Savings Bank of Lima, Ohio in 1988. In 1990, it purchased Colorado Savings and Loan, and changed its name to Colorado Savings Bank, F.S.B., and in 1991 Liberty Savings Bank merged with South Side Savings. Colorado Savings Bank took its sister’s name, thus becoming a Liberty Savings Bank branch in Colorado in 1996. From early to mid 1990s, it has expanded by putting up new offices and “in-store” branches in Ohio, South Carolina, and Florida.
Liberty Savings Bank has started with humble beginnings — it was organized to cater the needs of their immediate community — but because of its continuous concept of helping homeowners and families, it has broaden its financial family with Liberty Capital Inc., as its primary holding company, Liberty Investment Services Inc., as its financial planning and investment arm, and LPI properties, as its real estate holdings subsidiary.
Until now, Liberty Savings Bank continues to see a brighter and greater future, with its superior customer service as inspiration and priority.
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